Unfortunately, health insurance has become a very complicated business concerned more with profit than health care.
Dr. Michael Ligotti is an out-of-network doctor for PPO and POS insurances as well as other plans with specified out-of-network benefits.
Medicare and secondary insurance is accepted as well as assignment of Medicare benefits (weekend and after-hours appointments are not Medicare-covered services and an additional $80 fee applies).
For patients whose insurance does not offer out-of-network benefits or for self-pay patients our initial office visit charge is $140. Any testing is additional, the cost of which will be happily furnished up-front upon request.
House calls are performed in Broward and Palm Beach counties and are priced at $500.00 – this, again, is not a Medicare covered service.
After-hour, weekend, and holiday visits are also gladly offered – if Dr. Ligotti must make a special trip to the office specifically to see you the visit is priced at $200.00.
Our full-time business and billing office is happy to submit insurance claims on your behalf so that you may receive reimbursement from your insurance company.
Some Insurance plans we work with routinely and sucessfully include:
- all old-fashioned INDEMNITY plans
- Traveler’s Insurance (please follow your individual plan’s protocols)
- PIP Insurance (Auto Accident patients)
- Cigna PPO or POS
- Aetna PPO or POS
- Blue-Cross Horizon
- low-deductible United Healthcare plans
- other PPO or POS plans with low (less than $500 per year) out-of-network deductibles
All policies are different so please present your insurance card upon check-in so our business office can verify your benefits in a timely fashion.